Year 7 – 9
Financial Literacy
Key Stage: KS3 (Year 7-9)
At Key Stage 3, students begin developing the financial knowledge and awareness needed to make informed decisions in everyday life. Through carefully planned sessions, students explore topics including budgeting, banking, saving and financial safety, helping them develop confidence and responsibility from an early age.
The curriculum introduces practical financial concepts in an age-appropriate way, enabling students to understand how money impacts their lives, future choices and wider society.
Recognised Excellence in Real-World Financial Education
Hammersmith Academy has been recognised by Young Enterprise as a Centre of Excellence for Financial Education in recognition of our commitment to delivering high-quality financial education. Embedded throughout Years 7 to 13, our Financial Literacy curriculum equips students with the practical knowledge, confidence and decision-making skills needed to navigate real-world financial challenges and prepare successfully for adult life.
Financial Literacy Session Overview
Year 7 Curriculum
In Year 7, students are introduced to the foundations of financial decision-making. They begin developing an understanding of budgeting, spending and the wider economic factors that influence daily life.
Sessions
- Making Spending Decisions
- Budgeting
- Getting a Job
- The Impact of Inflation
Year 8 Curriculum
In Year 8, students develop practical financial awareness by exploring banking, saving and managing money responsibly.
Sessions
- How to Open a Bank Account
- How to Read a Bank Statement
- How to Save Money
- How to Use a Bank Card
Year 9 Curriculum
In Year 9, students explore financial risks and modern financial challenges, including online spending, cryptocurrency and financial exploitation.
Sessions
- Mobile Phone Products
- Cryptocurrency
- Financial Exploitation
- Online Gaming
Real World Understanding
By the end of Key Stage 3, students have developed a strong foundation in financial awareness and are prepared to explore more advanced financial concepts at Key Stage 4.
Skills Gained
Through the Key Stage 3 Financial Literacy programme, students develop:
- An understanding of budgeting, spending and saving
- Awareness of how money is used in everyday life
- Knowledge of banking basics, including bank accounts and bank statements
- Confidence in making responsible financial decisions
- Understanding of financial safety, including online risks and financial exploitation
- Awareness of how digital finance and online spending can impact financial wellbeing
- Communication and discussion skills through exploring real-life financial scenarios
